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Online banking in Nigeria

To enable online banking in Nigeria, you need to use direct integration. When creating a payment, send a request with the following parameters:

ParameterTypeRequiredDescription
pos_idUUIDMerchant's identifier (POS_ID)
modeMODEdirect
methodMETHODPayment method (purchase)
amountNumberTransaction amount. Must be a positive number. The number of decimal digits must be less than or equal to 2 (e.g., 100.00, 250, 50.50)
currencyCURRENCYTransaction currency (ISO_4217)
order_3ds_bypassString3-D Secure flow option
order_idStringUnique identifier of order
descriptionStringPayment description
paywayStringbanking
server_urlURLWebhook notification will be sent to this URL
result_urlURLCustomer will be redirected to this URL after payment.
customer_emailStringpayer’s e-mail address

Request example:

{
"pos_id": "00000000-0000-0000-0000-000000000000",
"mode": "direct",
"amount": 100,
"method": "purchase",
"currency": "NGN",
"payway": "banking",
"order_3ds_bypass": "supported",
"customer_email": "[email protected]",
"description": "Description",
"order_id": "1234567890",
"server_url": "http://callback-stub:9000/consume",
"result_url": "https://google.com"
}