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Payouts via online banking in India

To make account credits using online banking in India, a request to the Tranzzo API must contain the following parameters:

ParameterTypeRequiredDescription
pos_idUUID✅Merchant's identifier (POS_ID)
modeMODE✅direct
methodMETHOD✅Payment method (credit)
amountNumber✅Transaction amount. Must be a positive number. The number of decimal digits must be less than or equal to 2 (e.g., 100.00, 250, 50.50)
currencyCURRENCY✅Transaction currency (ISO_4217)
order_3ds_bypassString✅3-D Secure flow option
order_idString✅Unique identifier of order
descriptionString✅Payment description
paywayString✅banking
server_urlURLWebhook notification will be sent to this URL
result_urlURLCustomer will be redirected to this URL after payment.
customer_fnameString✅Recipient's first name
customer_lnameString✅Recipient's last name
customer_phoneString✅Recipient's mobile phone number
customer_emailString✅Recipient's email address
properties.instrument_typeString✅Payout method (bank_transfer)
properties.bank_account_nameString✅Beneficiary Bank Account Name
properties.bank_accountString✅Beneficiary Bank Account Number
properties.bank_nameString✅Bank name
properties.branch_codeString✅Bank branch code
properties.ifscString✅Bank code (IFSC Code)

The value of the payway parameter must be banking.

Request example:

{
"pos_id": "00000000-0000-0000-0000-000000000000",
"mode": "direct",
"amount": 300,
"method": "credit",
"currency": "INR",
"payway": "banking",
"description": "Description",
"order_id": "1234567890",
"customer_lname": "Doe",
"customer_fname": "John",
"order_3ds_bypass": "supported",
"customer_phone": "911100000000",
"customer_email": "[email protected]",
"properties": {
"instrument_type": "bank_transfer",
"bank_account_name":"test",
"bank_account": "00001234123412",
"bank_name": "test",
"branch_code": "001",
"ifsc": "BKID0000200"
},
"server_url": "http://callback-stub:9000/consume",
"result_url": "https://google.com"
}